Lighthouse Consulting LLC


Expert Witness Specialization

First party commercial property insurance, including underwriting, risk evaluation, pricing, catastrophe modeling, underwriting guidelines, and all property coverages.

Qualifications

Click here for my full CV.  

Unique Qualifications

  • Active in the property insurance market: My principal business is to provide property underwriting audits on U.S. insurance companies on behalf of their Bermuda reinsurance partners. I have current knowledge of property market conditions and practices;


  • Auditing requires me to assess underwriting practices: My reinsurance clients require an evaluation of the property underwriting and pricing practices of their cedents. I am able to speak authoritatively on these practices and decide if they are within reason or not.


  • Professional experience includes public speaking and large group training: I can communicate effectively with non-insurance audiences. ​


Out of Scope

  • Third party lines of insurance such as General Liability, Professional Liability, Director’s and  Officers;
  • Worker’s Compensation;
  • Surety, Crime.

Expert Witness Experience
I added Expert Witness Consulting to my consulting practice in May of 2015, and have been selected as an expert in two cases:

 

  • Expert for the insurance company defendant in a case involving the duty of property loss control to advise the insured on the adequacy of flood limits. I submitted a report to the court. The case was settled after the first week of trial and prior to my testimony. 


  • Expert for the insurance company defendant in a case involving the duty of a surplus lines underwriter to assess the flood risk. I submitted my report to the court. The case was settled prior to the start of the trial.